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Growth buoyant at 8.1%, more reforms needed

New Delhi, Jan 27: The Economic Survey released by the Government predicts an 8.1% growth rate for India, close to a level witnessed by East Asian countries before the take-off phase. It however cautions that growth needs to come from better reforms but says targets are likely to be met by March 2009. There is also a pressing need to get rid of oil subsidy midst growing need for energy.

Cautioning that the economy`s rosy outlook was not devoid of risks of inflation, hardening interest rate and fiscal deficit, the pre-budget economic survey today prescribed hastening tax and labour reforms and measures to remove infrastructure bottlenecks to sustain high growth.

The major highlights tabled in Parliament are:

Inflation, Interest rates

  • FY06 inflation rate likely to remain around 5%
  • Inflation likely to see declining trend in medium term
  • Hardening of interest rates may dampen investment
  • Rising global interest rates may hit local investment boom
  • Near, medium-term inflation risks appear manageable
  • Inflation to be within tolerable limit in medium term
  • Decline in inflation in FY06 on sound macro management
  • Danger of unexpected oil price hike `ever present`
  • Inflationary pressures successfully contained
  • Containing inflation high on government`s agenda
  • 2005-end inflation rate at 4.7% Vs 6.5% year ago
  • Primary food items main driver of inflation in FY06
  • Domestic prices have remained at comfortable levels
  • Deceleration in manufacturing inflation continuing
  • Need to change inflation indices` base to recent year
  • To study possibility of new real estate price index
  • Planning switch over from WPI to PPI
  • Rise in steel prices in 2005-06 moderate Vs last year
  • Price stability continues to be monetary policy`s main task
  • Lower govt demand for credit helping benign interest rates
  • Need to appropriately price petroleum products
  • Continuance of incomplete fuel pass through not sustainable
  • Management of lingering oil crisis needs bold policy steps
  • Inflation due to oil prices impacts interest rate scenario

    Economy

  • Indian economy projected to grow at 8.1% in 2005-06
  • Need to deepen reforms for higher savings, investment
  • 8% growth in FY07 to give average 7.2% growth in 10th plan
  • Signs of new phase of economic cyclical upswing from FY04
  • Industrial recovery that started in 2002-03 continues
  • Industrial growth driven by manufacturing, construction
  • Buoyant import growth reflects higher domestic investment
  • Economic upturn maintained without undue rise in prices
  • Credit growth due to investment demand in economy
  • Signs of pickup in investment have strengthened in FY06 --"Odds loaded heavily in favour" of continuation of growth --"Virtuous cycle" of growth, saving to continue for some years

    Banking

  • Utility of RBI Bank Rate as signal may have declined
  • Banks cut SLR(Statutory Liquidity Ratio) spend in FY06 to meet credit demand
  • Bank credit to companies main source of FY06 M3 growth
  • Feb 3 MSS (Market Stabalisation Scheme) outstanding 348 bln rupees Vs 789 bln in Sep
  • Revisit of instruments for managing liquidity needed
  • FY06 began with growth rebounding along with inflationary pressures
  • Accretion to forex reserves slowed in FY06
  • High global commodity, oil prices influenced domestic inflation
  • Millennium Deposits maturity was smooth on RBI`s prudent monetary measures
  • Total outflow for Millennium Deposits maturity was 320 bln rupees
  • Jan 20 money multiplier 4.77 Vs 4.61 in FY05, 4.59 in FY04
  • Apr-Jan 20 net forex assets up 25 bln rupees Vs 730 bln rise year ago
  • Bank Rate as monetary policy signal may have declined
  • Interbank liquidity comfortable, call largely near reverse repo in Apr-Oct
  • Call weighted average rate 6% in Dec Vs 5.96% Nov; 5.01% in Apr-Oct
  • Credit quality may fall on loan growth sans safeguard
  • Bank credit still needs push for growth, efficiency
  • Tackling credit price is challenge of monetary policy
  • Rate seen pressured up on slow forex flow, loan growth
  • MSS unwinding needed to ease pressure on rates
  • Balance between credit quality, risk needed for banks to lend
  • Banks` deposits grew 15.4% FY05 Vs 16.4% year ago
  • Big rise in net owned funds, borrowings to meet huge loan demand
  • Borrowings grew 227.49 billion rupees in FY05
  • Banks raised equity capital to keep pace with rise in risk weights
  • Banks` net interest margin rose to 2.92% in FY05 vs 2.88 year ago
  • Banks` operating profit fell 3.1% in FY05 Vs rise of 29.3% year ago
  • Banks` FY05 operating profit dropped on fall in non-interest income
  • Banks` investments rose 7.3% in FY05 Vs 23.8% year ago
  • Banks` FY05 investments in government bonds rose 9.1% Vs 23.8% year ago
  • NBFC deposits comprised 1.1% of total deposits in FY05
  • NBFC net NPAs rose to 3.4% in FY05 Vs 2.4% year ago
  • Commercial, regional rural banks outperformed farm growth target FY05

    Public Finance

  • Fiscal consolidation under FRBM (fiscal responsibility and budget management) to resume in 2006-07
  • Pause button on revenue deficit in 2005-06 "one-off" step
  • Need to unburden Indian industry from high tax levels
  • Likely to meet FY06 fiscal, revenue deficit targets
  • Expenditure compression to help govt meet deficit target
  • Govt likely to achieve FY06 gross tax revenue targets
  • Slippage seen in FY06 corporate, excise tax mop-up
  • High deficit, wasteful spending constraining economy
  • Fiscal consolidation critical for 8-10% GDP growth
  • High oil prices challenge to economic stability
  • Critical to raise tax-GDP ratio to 13% by FY09
  • Gross tax revenue likely to grow at average rate of 22%
  • Need to converge social sector schemes with similar goals
  • Savings, investment rates rising in centre, states
  • Fiscal policy under FRBM aiming revenue led consolidation
  • Govt aims to bring most goods to median CENVAT rate of 16%
  • Service tax to be a "buoyant source" of revenue
  • Average cost of FY06 govt borrowing budgeted at 8.1% Vs 8.4%
  • Cutting borrowing cost, interest outgo critical for growth
  • Oil companies` revenue loss likely at 400 bln rupees in FY06
  • Need to create modern, sustainable pension system
  • Retired person likely to draw pension for at least 17 yrs
  • Need to phase out central sales tax

    Industry

  • Need to liberalise FDI restrictions in coal mining
  • Passenger car output likely to top one mln mark in 2005-06
  • Capital goods sector growth to increase in FY06
  • Improvement in domestic, foreign investment scenario
  • Power sector cause for concern on poor pvt investment
  • Overall industrial recovery seen continuing in FY06
  • Strategy needed for more equitable regional FDI flows
  • FY07 auto sector investment seen at 800 bln rupees
  • Automobile export potential yet to be fully tapped
  • Turnaround in textile growth more visible
  • National Steel policy to be implemented soon
  • Gas pipeline network needs to be increased

    Agriculture

  • Terms of trade to be in favour of agriculture in FY06
  • India FY06 farm growth seen 2.3% Vs 0.7% yr ago
  • Bias in MSP favouring grains distorting crop pattern
  • Bias in MSP in favour of grains needs correction
  • Recommends shift from MSP, public procurement policy
  • 2005-06 grain output seen 209.3 mln tn Vs 204.6 mln tn
  • Pulses, oilseed output below domestic consumption
  • India Apr-Oct farm exports at $4.8 bln, up 17% on year
  • India Apr-Oct farm imports at $76.4 bln vs $56.7 bln

    Infrastructure

  • Infrastructure limitation limiting industrial resurgence
  • Infrastructure investment remains far below requirement
  • India`s infrastructure can absorb $150 bln FDI in 5 yrs
  • Plans to increase scope of national highway project
  • Substantial completion of Golden Quadrilateral by June
  • Apr-Nov fuel cess adds 24 bln rupees for highway plan
  • Govt to involve pvt parties for future road projects
  • Model concession pact to help complete road projects
  • North-South, East-West Corridors` completion by Dec 2008
  • Award of contract for NHDP Phase-II by March
  • Govt plans model concession pacts for ports
  • Port Connectivity `soft underbelly` of port sector
  • Port connectivity to up freight movement in mid term
  • Govt to set independent Airport Economic Regulator
  • Hyderabad, Bangalore airports to be ready by 2008
  • In-principle approval for new airport in Goa
  • New airports at Navi Mumbai, Kannur, Sikkim, Ludhiana
  • Advisors for 10 non-metro airports appointed
  • 15 more non-metro airports to be developed
  • Techno economic feasibility study for 5 new airports
  • Total of 35 non-metro airports to be developed
  • Revised air services agreement signed with US
  • Pact signed with 18 countries for air services
  • FY06 domestic air traffic up 24% on yr, global by 18%
  • Pvt airlines account for 68.9% of domestic traffic
  • International cargo records 11.7% growth in Apr-Dec
  • Domestic cargo records 6.6% growth in Apr-Dec
  • Govt plans model concession pacts for airports --Total number of phones seen at 250 mln by 2007-end
  • FDI approved in telecom till Sep 05 415.51 bln rupees
  • Bharat Nirman Nov 07 aim 66,822 village public phones
  • User charges cover 75% of cash costs in postal system
  • Postal deficit may rise to 14.49 bln rupees in FY06
  • 5,232 computerised post offices as on Mar 31
  • One-stop post office proposed for financial services
  • Coal demand-supply imbalance matter of concern
  • Gas demand for power plants outstripping supply
  • Power capacity seen up 34,000 MW in 10th Plan
  • 10th Plan likely power capacity addition 83% of target
  • Dabhol power project likely to start by mid-2006
  • Unutilized hydro-power potential over 150,000 MW
  • 5 sites being identified for 4,000 MW power plants
  • Power at 1.60-1.80 rupees/kwh from ultra-mega plants
  • All India power grid envisaged to be set up by 2012

    External Sector
  • IMD(India Millennium Deposits ) outflow, weak dollar, widening deficit hit forex reserve
  • Outflow from forex reserve so far Vs $28 bln accrual in FY05
  • Textile export growth not satisfactory despite quotas
  • Apr-Sep 2005 services export up 75% at $32.8 bln
  • Apr-Sep 2005 software export up 32% at $10.3 bln
  • Services export rises by 75% in to $32.8 billion in Apr-Sep 2005
  • Software services export rises by 32% to $10.3 billion in first half FY06
  • High growth in export of engineering goods, gems & jewellery
  • High growth in export of chemicals & related products
  • Notable 91% growth in export of petroleum products in 2004-05
  • Petroleum products export up on enhanced refining capacity, tariffs structure
  • Ores & minerals` export growth rapid; induced by strong demand, high prices
  • Rise in export of poultry, dairy products, fruit & vegetable seeds
  • Textiles export growth not satisfactory despite quotas
  • Low scale of textile mfg deprived India of comparative advantage in labour
  • Imports of fertiliser, ores & scraps, iron & steel up steeply in Apr-Oct 2005
  • Total share of 11 major trading partners not changed much since 2000-01
  • US largest trading partner but its share falls in 2004-05 & Apr-Oct 2005
  • Share of trade with China & Hong Kong rises to 9.4% in 2005-06

    Bureau Report

    India Inc gives thumbs-up to Economic Survey

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